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PENSION ADVISORY GERMANY & SWITZERLAND

Your Pension from Two Countries – We Provide Clarity

 

Your Pension Between Germany and Switzerland

Have you worked in both Germany and Switzerland? If so, you have often acquired pension entitlements in both countries. Coordinating the pension systems, submitting applications, and understanding the tax implications can be complex.

We support German and Swiss nationals as well as cross-border commuters, emigrants, and returnees with all questions relating to retirement provision and pension entitlements in Germany and Switzerland.

Our Services

  • 1

    Review of Your Pension Entitlements
    We analyze your insurance contribution periods in Germany and Switzerland and assess which pension entitlements you have already acquired and what benefits you can expect to receive in retirement.

  • 2

    Support with Pension Applications
    Applying for pension benefits across national borders requires specific knowledge of the respective procedures. We guide you through the application process and assist with communication with the responsible authorities.

  • 3

    Advice on Optimal Pension Planning
    An early overview of the benefits you can expect provides planning security. We help you understand the impact of your professional activity in both countries on your future retirement provision.

  • 4

    Tax Advisory
    Pensions from Germany and Switzerland may have tax implications in both countries. We advise you on the taxation of your pension income and on the provisions of the Double Taxation Agreement between Germany and Switzerland.

Who Is Our Advisory Service For?

  • 1

    German nationals with employment and insurance contribution periods in Germany and Switzerland

  • 2

    Swiss nationals with employment history and pension entitlements in both countries

  • 3

    Cross-border commuters with cross-border pension and retirement provision entitlements

  • 4

    Emigrants and returnees with questions regarding retirement provision and pension coordination

  • 5

    Individuals approaching retirement with insurance contribution periods in both countries

  • 6

    Retirees receiving pension benefits from Germany and Switzerland

Why Specialized Advice Makes Sense

The pension systems in Germany and Switzerland differ significantly. In addition, international regulations governing the coordination of social security systems must be taken into account. Mistakes during the application process or missing insurance contribution periods can lead to delays or financial disadvantages.

With our extensive cross-border experience, we help you identify your pension entitlements in full and make the right decisions for your retirement.

YOUR CONTACT PERSONS

We Are Happy to Assist You!

Tax authorities, refund applications, child benefit claims – naturally, you may have questions about your rights and the next steps. Our experienced team of experts will provide you with comprehensive advice and take the time to answer your questions. We are happy to assist you in your native language, whether Czech, Hungarian, Romanian, or Spanish, or alternatively in English or German. Give us a call or send us an email!

+41 (0)715750800
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